How to find information on past student loans

Author:dengqi Posted on:6-4 2:43 Saturday Classification:student loans

While you were in college getting your education, you took out a  bunch of loans to help you finance it. Now that you have graduated it is  time to start paying them off. A lot of people do not know what  happened to their loans once they graduate and end up defaulting. If you  don’t know when or where to send payments, it is very important that  you find out before you end up defaulting on your student loans. You  should first check with the loan servicer. The servicer should provide  you with contact information of the lender.
If you cannot get in contact with the loan servicer, or if the  servicer is unable to provide you with the information requested, there  are a few other places where you can look for help. Check with your  school financial aid office for your lenders contact information. If you  took out a Federal Perkins loan, the financial aid office should have  all of the payment information that you need.
You can also try searching for your student loan information in the  National Student Loan Data System. The National Student Loan Data System  contains information on Pell Grants and federal student loans. In order  to fully utilize the National Student Loan Data System, you will need  to provide it with certain personal information. You will need to  provide your social security number, date of birth, and your Federal PIN  number. Your federal PIN number is the same number used in FAFSA  application.
The last resources for finding information pertaining to your student  loan is the National Student Loan Clearinghouse, Elmnet, and credit  bureaus. The NSLC provides a free loan locator for Federal Family  Education Loan program participants. Elmnet provides information for  FFELP participants. Last but not least, you may contact your credit  bureaus for a credit report that will give you information on your open  student loans.

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